You can switch off notifications anytime using browser settings.Looking for safe mutual funds with higher return potential? Here is our listStock Analysis, IPO, Mutual Funds, Bonds & MoreLooking for safe mutual funds with higher return potential? Here is our listMany mutual fund investors are increasingly becoming mindful of the risk associated with their schemes given the current market volatility.Many mutual fund investors are increasingly becoming mindful of the risk associated with their schemes thanks to the current volatility in the stock market. Suddenly, everyone is looking for a `safe or `consistent performing mutual fund scheme. Asked to define thesafeschemes, the investors would say they want a scheme that wouldnt suffer much in a falling market and offers good returns in a bull market. Is it possible?
We looked at Up capture ratio and Down capture ratio of equity mutual fund schemes, including largecap, midcap, smallcap, large and midcap, multicap, focused and value funds. We looked at the data category wise. Next, we took out all those schemes which had an up-capture ratio of more than 100 and down-capture ratio of less than 100.
What do these ratios capture?An up-capture ratio shows how a scheme has performed vs its benchmark when the benchmark had a positive return. And, a down-capture ratio shows the performance of a scheme vs its benchmark when the benchmark had a negative return.
A ratio of 100 for a scheme means, the schemes performance was in line with its benchmark. Moving back to our selection of schemes, we have taken out those schemes which have outperformed their respective benchmarks in both the bull and the bear phases of a market.
In a bearish market, if a scheme falls less than its benchmark, it is considered an outperformance. In other words, we can say that these schemes have given higher returns than their benchmark in all the bull runs and have fallen less than their benchmark in bear markets during a certain period. For our study, we have taken a period of five years.
Out of a total universe of 157 schemes, we found six mutual fund schemes which fulfilled our selection criteria. Among them, two were large and midcap schemes, three were multicap schemes and one is a focused scheme.
We do not advise investors to outrightly invest in these schemes. While it is important to look for schemes which gives you a downside protection, there are several other factors to consider while choosing mutual fund schemes. For example, your goals, time in your hand and your risk appetite, among others.
Planning to invest in mutual funds to build a retirement corpus? Here is what you should know.
Canara Robeco Emerging Equities Fund Regular Plan
Mirae Asset Emerging Bluechip Fund Regular Plan
(%)Mirae Asset Tax Saver Direct-G-0.509.589.1910.9522.49Invest NowMirae Asset Tax Saver Reg-G-0.689.088.239.3420.83Invest NowMotilal Oswal Long Term Equity Fund Direct-Growth
ELSS0.399.757.04-3.1117.54Invest NowFeatured
ELSS-0.4111.3810.477.1416.16Start SIPMotilal Oswal Focused 25 Fund Direct-Growth
Large Cap0.3810.458.823.0815.03Invest NowDHFL Pramerica Gilt Direct Plan – Growth
Gilt1.602.836.289.887.64Invest NowDSP Midcap Direct Plan-Growth
Mid Cap-2.068.266.20-4.0414.61Start SIPDHFL Pramerica Hybrid Debt Fund Direct Plan-Growth
Conservative Hybrid0.624.026.269.779.49Invest NowDSP Focus Direct Plan-Growth
Multi Cap0.6312.279.915.5312.70Start SIPMotilal Oswal Multicap 35 Fund Direct-Growth
Multi Cap1.1910.038.46-0.1416.27Invest NowMotilal Oswal Midcap 30 Fund Direct-Growth
Mid Cap-0.5011.268.59-0.809.28Invest NowDHFL Pramerica Large Cap Fund Direct Plan-Growth
Large Cap1.2610.4011.808.9814.03Invest NowDSP Small Cap Direct Plan-Growth
Small Cap-2.4410.842.82-13.318.39Start SIPDSP Equity Opportunities Direct Plan-Growth
Large & MidCap-1.409.227.752.6615.70Start SIPDSP Credit Risk Direct Plan-Growth
Credit Risk-0.051.66-0.52-0.644.93Start SIPMotilal Oswal Long Term Equity Fund Direct-Growth
ELSS0.399.757.04-3.1117.54Invest NowDSP Tax Saver Direct Plan-Growth
ELSS-0.4111.3810.477.1416.16Start SIPDSP Liquidity Direct-Growth
Liquid0.601.783.677.617.20Start SIPICICI Prudential Savings Fund Direct Plan -Growth
Low Duration0.692.174.388.527.90Invest NowDSP Savings Direct Plan-Growth
Money Market0.682.094.158.476.98Start SIPDSP Strategic Bond Direct Plan-Growth
Dynamic Bond-0.451.374.498.506.75Start SIPDSP 10Y G-Sec Fund Direct-Growth
Gilt with 10 year Constant Duration1.482.475.9210.207.31Start SIPDSP Bond Direct-Growth
Medium Duration0.602.443.646.137.48Start SIPDSP Short Term Direct Plan-Growth
Short Duration0.762.264.768.847.59Start SIPDSP Ultra Short Fund Direct Plan-Growth
Ultra Short Duration0.651.973.066.416.97Start SIPDSP Equity Savings Fund Direct-Growth
Equity Savings0.426.235.934.449.28Start SIPDSP Dynamic Asset Allocation Fund Direct-Growth
Dynamic Asset Allocation0.593.194.867.949.66Start SIPDSP Regular Savings Direct Plan-Growth
Conservative Hybrid0.505.113.400.447.15Start SIPDSP Equity & Bond Direct-Growth
Aggressive Hybrid0.099.419.305.2913.27Start SIP
– Returns less then 1 year are absolute and above 1 year are annualised.
– Returns of 1 year are absolute and above 1 year are annualised..
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