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Should a new investor invest in every mutual fund category?

Stock Analysis, IPO, Mutual Funds, Bonds & More

Should a new investor invest in every mutual fund category?

If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.

I am 35 years old. I want to invest Rs 14,000 through SIPs for the long term. Please suggest funds in all categories: mid, large, small cap and diversified.

It seems, you are new to investing inmutual funds. If so, you must consult a reliable mutual fund advisor near you before investing. Please ask your friends and colleagues in the vicinity for reference.

We always ask investors to choose their mutual funds based on their goals,investment horizon, and risk profile. Since you are investing for the long term, you may consider investing in equity mutual fund schemes. However, the category would depend on your risk profile. For example, if you are conservative equity mutual fund investor, you should invest mostly in large cap mutual fund schemes. A moderate investor may consider investing mostly in multi cap mutual fund schemes. Aggressive investor can choose mid cap or small cap schemes based on their risk appetite.

Investing across every category do not ensure diversification. Diversification is about spreading your investments among best possible options to reduce risk and maximizereturns.

Planning to invest in mutual funds to build a retirement corpus? Here is what you should know.

(If you have any mutual fund queries, message us onET Mutual Fundson Facebook. We will get it answered by our panel of experts.)

(%)Mirae Asset Tax Saver Direct-G-3.223.305.963.5520.88Invest NowMirae Asset Tax Saver Reg-G-3.382.835.022.1019.25Invest NowMotilal Oswal Long Term Equity Fund Direct-Growth

ELSS-3.682.792.84-8.2515.28Invest NowFeatured

ELSS-2.936.097.441.2514.57Start SIPMotilal Oswal Focused 25 Fund Direct-Growth

Large Cap-1.504.626.85-0.8612.98Invest NowDHFL Pramerica Gilt Direct Plan – Growth

Gilt0.742.215.558.507.37Invest NowDSP Midcap Direct Plan-Growth

Mid Cap-3.654.302.89-8.4013.66Start SIPDHFL Pramerica Hybrid Debt Fund Direct Plan-Growth

Conservative Hybrid-0.322.185.337.669.03Invest NowDSP Focus Direct Plan-Growth

Multi Cap-2.924.996.11-0.4910.56Start SIPMotilal Oswal Multicap 35 Fund Direct-Growth

Multi Cap-2.372.695.43-4.8214.01Invest NowMotilal Oswal Midcap 30 Fund Direct-Growth

Mid Cap-3.194.034.16-4.918.49Invest NowDHFL Pramerica Large Cap Fund Direct Plan-Growth

Large Cap-2.432.847.142.0311.90Invest NowDSP Small Cap Direct Plan-Growth

Small Cap-4.605.45-0.35-18.217.40Start SIPDSP Equity Opportunities Direct Plan-Growth

Large & MidCap-4.274.014.13-3.2814.10Start SIPDSP Credit Risk Direct Plan-Growth

Credit Risk0.332.190.11-0.595.13Start SIPMotilal Oswal Long Term Equity Fund Direct-Growth

ELSS-3.682.792.84-8.2515.28Invest NowDSP Tax Saver Direct Plan-Growth

ELSS-2.936.097.441.2514.57Start SIPDSP Liquidity Direct-Growth

Liquid0.571.793.697.597.21Start SIPICICI Prudential Savings Fund Direct Plan -Growth

Low Duration0.422.004.298.087.87Invest NowDSP Savings Direct Plan-Growth

Money Market0.361.954.088.066.90Start SIPDSP Strategic Bond Direct Plan-Growth

Dynamic Bond0.092.235.449.056.97Start SIPDSP 10Y G-Sec Fund Direct-Growth

Gilt with 10 year Constant Duration0.471.635.008.587.03Start SIPDSP Bond Direct-Growth

Medium Duration0.112.183.525.377.35Start SIPDSP Short Term Direct Plan-Growth

Short Duration0.201.934.547.977.48Start SIPDSP Ultra Short Fund Direct Plan-Growth

Ultra Short Duration0.501.933.056.216.96Start SIPDSP Equity Savings Fund Direct-Growth

Equity Savings-0.654.164.192.298.59Start SIPDSP Dynamic Asset Allocation Fund Direct-Growth

Dynamic Asset Allocation0.422.024.687.019.20Start SIPDSP Regular Savings Direct Plan-Growth

Conservative Hybrid-0.603.582.29-1.496.56Start SIPDSP Equity & Bond Direct-Growth

Aggressive Hybrid-2.224.696.421.3311.98Start SIP

– Returns less then 1 year are absolute and above 1 year are annualised.

– Returns of 1 year are absolute and above 1 year are annualised..

Start Investing with ICICI Prudential Mutual Fund. Click Here

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